Reader JC reports getting an email with the subject line "New Unexpected Life Events Provider Effective 4/1". He was disappointed to learn that this "'new unexpected life events provider' will not, in fact, provide me with life events of any kind".
Instead, as the body of the email explained,
Unexpected Life Events includes Short Term Disability, Long Term Disability, and Life & AD&D Insurance….
Also, "AD&D" is "Accidental Death and Dismemberment", not "Advanced Dungeons and Dragons".