And I pushed for some core principles: making sure that taxpayer can get their money back if they're putting money up.
Number two, let's help families right away by providing them a tax cut -- a middle-class tax cut for people making less than $200,000, and let's allow them to access their IRA accounts without penalty if they're experiencing a crisis. 
I disagree with Sen. McCain in how to do it, because the way Sen. McCain has designed his plan, it could be a giveaway to banks if we're buying full price for mortgages that now are worth a lot less.
If you make more -- if you make less than a quarter million dollars a year, then you will not see your income tax go up, your capital gains tax go up, your payroll tax.
 If I can answer the question.
 Well, first of all, I think it's important for the American public to understand that the $750 billion rescue package, if it's structured properly, and, as president, I will make sure it's structured properly, means that ultimately taxpayers get their money back, and that's important to understand. 
If we make investments now so that people have coverage, that we are preventing diseases, that will save on Medicare and Medicaid in the future. 
If we invest in a serious energy policy, that will save in the amount of money we're borrowing from China to send to Saudi Arabia. 
If we invest now in our young people and their ability to go to college, that will allow them to drive this economy into the 21st century. 
So the fact of the matter is that if I occasionally have mistaken your policies for George Bush's policies, it's because on the core economic issues that matter to the American people, on tax policy, on energy policy, on spending priorities, you have been a vigorous supporter of President Bush. 
I think that, if you look at the record and the impressions of the American people -- Bob, your network just did a poll, showing that two-thirds of the American people think that Sen. McCain is running a negative campaign versus one-third of mine. 
Sen. McCain's own campaign said publicly last week that, if we keep on talking about the economic crisis, we lose, so we need to change the subject. 
 I mean, look, if we want to talk about Congressman Lewis, who is an American hero, he, unprompted by my campaign, without my campaign's awareness, made a statement that he was troubled with what he was hearing at some of the rallies that your running mate was holding, in which all the Republican reports indicated were shouting, when my name came up, things like "terrorist" and "kill him," and that you're running mate didn't mention, didn't stop, didn't say "Hold on a second, that's kind of out of line." 
What I think is most important is that we recognize that to solve the key problems that we're facing, if we're going to solve two wars, the worst financial crisis since the Great Depression, if we can -- if we're going to focus on lifting wages that have declined over the last eight years and create jobs here in America, then Democrats, independents and Republicans, we're going to have to be able to work together. 
If I'm interested in figuring out my foreign policy, I associate myself with my running mate, Joe Biden or with Dick Lugar, the Republican ranking member on the Senate Foreign Relations Committee, or General Jim Jones, the former supreme allied commander of NATO. 
I do want to just point out that autism, for example, or other special needs will require some additional funding, if we're going to get serious in terms of research.
And if we have an across-the-board spending freeze, we're not going to be able to do it.
If we can get that right, then we can move in a direction not only of energy independence, but we can create 5 million new jobs all across America, including in the heartland where we can retool some of these plants to make these highly fuel-efficient cars and also to make wind turbines and solar panels, the kinds of clean energy approaches that should be the driver of our economy for the next century. 
And they were desperate for some way of getting coverage, because, understandably, they're worried that, if they get sick, they could go bankrupt. 
If you have health insurance, then you don't have to do anything.
If you've got health insurance through your employer, you can keep your health insurance, keep your choice of doctor, keep your plan. 
If you don't have health insurance, then what we're going to do is to provide you the option of buying into the same kind of federal pool that both Sen. McCain and I enjoy as federal employees, which will give you high-quality care, choice of doctors, at lower costs, because so many people are part of this insured group. 
And I'm happy to talk to you, Joe, too, if you're out there.
In fact, what, Joe, if you want to do the right thing with your employees and you want to provide them health insurance, we'll give you a 50 percent credit so that you will actually be able to afford it. 
If you don't have health insurance or you want to buy into a group plan, you will be able to buy into the plan that I just described. 
By the way, the average policy costs about $12,000. So if you've got $5,000 and it's going to cost you $12,000, that's a loss for you. 
If you've got an employer-based health care plan, you keep it.
All I want to do, if you've already got health care, is lower your costs.
I think that it's important for judges to understand that if a woman is out there trying to raise a family, trying to support her family, and is being treated unfairly, then the court has to stand up, if nobody else will.
If it sounds incredible that I would vote to withhold lifesaving treatment from an infant, that's because it's not true.
But there surely is some common ground when both those who believe in choice and those who are opposed to abortion can come together and say, "We should try to prevent unintended pregnancies by providing appropriate education to our youth, communicating that sexuality is sacred and that they should not be engaged in cavalier activity, and providing options for adoption, and helping single mothers if they want to choose to keep the baby." 
Right now, I meet young people all across the country who either have decided not to go to college or if they're going to college, they are taking on $20,000, $30,000, $50,000, $60,000 worth of debt, and it's very difficult for them to go into some fields, like basic research in science, for example, thinking to themselves that they're going to have a mortgage before they even buy a house. 
If we do those things, then I believe that we can create a better school system. 
And we also agree on the need for making sure that if we have bad teachers that they are swiftly -- after given an opportunity to prove themselves, if they can't hack it, then we need to move on because our kids have to have their best future. 
And if we're going to do some of the things you mentioned, like lowering loan rates or what have you, somebody has got to pay for it.
 But the -- but here's the thing, is that, even if Sen. McCain were to say that vouchers were the way to go -- I disagree with him on this, because the data doesn't show that it actually solves the problem -- the centerpiece of Sen. McCain's education policy is to increase the voucher program in D.C. by 2,000 slots. 
So if we are going to be serious about this issue, we've got to have a president who is going to tackle it head-on.
I would ask for your vote, and I promise you that if you give me the extraordinary honor of serving as your president, I will work every single day, tirelessly, on your behalf and on the behalf of the future of our children.